Personal Air Accident Insurance: Rs. 10 lakh and a
Baggage Insurance: Rs. 10,000/– against loss or damage whilst traveling. The above however attracts a transaction fee.
The Citibank International Gold Card
This card come with a free Personal Accident Insurance up to Rs.15 lakh and a free Baggage Insurance upto Rs. 50,000/– per year.
The Citibank Good Health Policies
These schemes are offered to Diners’ Club members and Citibank Card members only.
- Under this policy, there is a premium saving up to 50%
- There is a saving of Income Tax up to Rs. 10,000/–
- Insurance policies delivered at your doorsteps
- No medical check–up, no document required
- Payment on your Diners’ Club Card/Citibank Card
This policy is specially designed to reimburse hospital expenses incurred up to Rs. 500,000/– The cover includes
- Consultation fees, test, surgery expenses
- Medicines, blood, oxygen, etc.
- Hospital room charge, nursing and intensive care
- Domiciliary hospitalization
Otherwise, your cover takes effect after a standing waiting period of 30 days.
Should you have a Mediclaim Policy for a lesser amount, the insured sum can be increased to a sum of Rs.500,000/– However the increased benefits are not applicable for those illness/diseases/disabilities, suffered during the previous policy period. The claim for the said illness/disease/disabilities, if admitted, shall be processed as per the previous year’s policy limits only.