The Company offers the Smart Health insurance policy under its general insurance scheme along with a Smart Personal Accident – Individual Insurance Policy.
The Smart Health Insurance policy’s benefits include:
- Covers for hospitalization expenses to treat diseases and injuries as well as a host of value – added benefits and additional features.
- A separate additional sum insured, automatically available in case of diagnosis of any of the critical illnesses covered by the policy.
- A single policy for a comprehensive coverage of the insured’s family.
- Value added benefits such as Hospital Daily Cash, Recovery Grant, Home Nursing, Ambulance charges amongst others.
The Smart Health Individual product has been packaged as an OTC product through the sale of Pre– Underwritten or PUP Kits that can be sold over–the– counter to individuals who fulfill a set of pre–underwritten criteria. This eliminates the hassle of health tests and other procedures involved in buying health insurance.
The Smart Personal Accident – Individual Insurance Policy covers the following:
- Accidental death including transportation of mortal remains, funeral expenses and education grant for children
- Permanent total disablement
- Permanent partial disablement
- Temporary total disablement
- Hospital daily cash allowance
- Accidental medical expenses
- Double indemnity death or permanent total disablement, while traveling as a passenger in a public transport
- Legal expenses
For further information, you can visit their website www.bharti–axagi.co.in