State Set to Launch Insurance Scheme for Poor Patients
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08 June 2011
Poor patients suffering from kidney diseases will now have better access to tertiary healthcare treatment. The state government plans to implement the Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) from October. This means that kidney patients who hold yellow or orange ration cards will get cashless treatment facility of up to Rs 2.5 lakh each.
Under the yojana, about two crore families, each with an annual income of less than Rs 1 lakh, will get an insurance cover (cashless treatment facility) of Rs 1.5 lakh.
"The state government has invited tenders for the RGJAY so that health insurances can be provided to people who hold yellow ration cards (below poverty line) and orange ration cards (above poverty line)," said state additional chief secretary (health and family welfare), Jayant Kumar Banthia. The premium will be paid by the state government. About 30 diseases and 972 medical procedures will be identified under the scheme.
The RGJAY and the insurance companies will together decide the list of hospitals which will provide treatment to these patients. The government is also planning virtual hospitals, which will enable the doctors in the rural areas to learn new treatment techniques from their urban counterparts.