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The insurance policy covers
Overseas Mediclaim Insurance
The policy covers expenses incurred towards medical treatment for an accident or an illness developed during the trip. It includes a fixed amount for all medical expenses and those of repatriation. The loss of passport is also covered under this policy. In–flight accidents are also covered for.

Policy payment chart
PLAN A PLAN B
Excluding USA and Canada Including USA and Canada
Age Limit: 6 months to 60 years. On medical examination, this can be raised to 70 – 75 years at the discretion of the company. Age Limit: 6 months to 40 years. On medical examination, this can be raised upto 70 – 75 at the discretion of the company. 
Trip Limit: 180 days on any one trip plus additional time but not exceeding 365 days on any one trip. Trip Limit: 180 days on any one trip plus additional time but not exceeding 365 days on any one trip.
Medical expenses and Repatriation, US $ 50,000 US $ 100. Medical expenses and Repatriation, US $ 1,00,000 US $ 100.
In flight personal accident Benefit, US $ 10,000 NIL.
In flight personal accident benefit, US $ 10,000 NIL.
Loss of passport, US $ 150 US $ 30 Loss of passport, US $ 150 US $ 30


The policy does not cover