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The Company is another one of the public sector insurance companies in India. It has a vast array of health insuance policies, some of which are listed below.

Critical Illness policy
This is a policy for individuals in the age group 20–65 years covering the following critical ailments: The Sum Insured under the policy will have four levels: Rs. 5 lacs, 10 lacs, 20 lacs and 25 lacs. The amount chosen will be made available in lumpsum to the insured for medical expenses incurred in case of any of these illnesses. There are some caveats in the policy which need to be mentioned: Personal Accident Policy
This policy compensates individuals against the following solely and directly resulting from accidental injuries: Personal Accident Benefit
This consists of the following benefits if the insured sustains bodily injury due to an accident caused by external, violent and visible means. Personal Accident Reimbursement
If the insured person sustains bodily injury which requires medical treatment as advised by a qualified Medical Practitioner arising solely and directly from rail/road accidents, the medical expenses for treatment are as following: The premium for this policy is Rs.150 for each insured person per year. The policy also has an assignment clause to help the insured to nominate the beneficiary in case of death due to accident.

Apart from the above, the policy includes expenses for carriage of dead body of the insured (in case of death due to accident only), an education fund for dependent children of the insured and a cumulative bonus benefit. Details for these can be found at the insurance company's website.

For Rural Markets
The National Insurance company also has a host of options for the rural markets. Some of these are as follows:
Mediclaim Policy
This policy covers reimbursement of hospitalization expenses which are reasonably and necessarily incurred, under the following heads: Parivar Mediclaim policy
This is a family floater health insurance policy wherein the entire family is covered under a single Sum Insured. The policy covers reimbursement of hospitalization expenses for illness or diseases contracted; or injuries sustained by the insured person. In the event of any claim becoming admissible under the policy, the company will either pay directly to the insured person or pay to the hospital through the TPA.

Vidyarthi policy
This Mediclaim policy is designed to provide health and personal accident cover to the students. It also provides for the continuation of education of the insured students in case of death or permanent total disablement of the guardian due to accident.

Varishtha Mediclaim
This policy caters to the needs of senior citizens. It covers hospitalization and domiciliary hospitalization expenses along with expenses for treatment of Critical Illnesses. Diseases covered under Critical Illnesses are as under: Overseas Mediclaim policy
This policy covers medical expenses whilst traveling abroad for business or holiday. The policy will be valid only if the insured person's journey commences within 14 days of the first day of insurance as indicated in the policy schedule.

Specialized medical policies for banks For further information, you can go to the company’s website at www.nationalinsuranceindia.com