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The Company brings to you a plethora of health insurance policies. Some are aimed at the urban consumers while others are skewed towards the rural population. This is a basic framework of their offerings.

Universal Health Insurance Scheme:
This policy is geared towards reimbursement of hospital expenses up to Rs.30,000 to an individual or a family. It is subject to the following sub–limits: Personal Accident Cover
It has a Personal Accident Cover whereby a sum of Rs. 25,000 can be reimbursed upon the death of the earning head of the family (as named in the policy papers) due to an accident.

Disability Cover
If the earning head of the family is hospitalized due to an accident or an illness, a compensation of Rs.50/– per day will be paid for every day of hospitalization up to a maximum of 15 days after a waiting period of 3 days.

The following medical treatments will not be covered: Personal Accident Policy
Jan Arogya Bima Policy Rasta Apatti Kavach (Road Safety Insurance)
This insurance policy has been designed to cater to the specific needs of an individual who meets with an accident with a motor vehicle on the road and sustains injuries which requires hospitalization for treatment. The policy also has a provision for compensation for death and permanent disability. There are two sections under the policy.

Section I: Personal Accident for the purpose of compensation payment.
Section II: Medical expenses incurred during hospitalization for treatment of bodily injury caused by and arising out of road accident. Other policies include: The above is only a broad indication of the covers offered. For further details contact any of New India Assurance's Policy issuing offices or you can visit their website at