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MediClaim

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Age limit
Insurance is available to persons between the age of 5 and 75. Children between the age of 3 months and 5 years of age can be covered, provided one or both parents are covered.

Family Discount of 10 % in the total premium is allowed, when the insurance policy includes the insured as well as one or more of the following
  • Spouse.
  • Dependant Children.
  • Dependant Parents.
Notice of Claim
A preliminary notice of claim should be made within seven days, stating Claimant’s name. Policy No. Nature of illness/injury. Name of the attending medical Practitioner/Hospital/Nursing Home.

Final Claim
To be made within 30 days along with cash–memos/bills etc.

Cumulative Bonus
The sum insured will be progressively increased by 5% each year with respect to “No Claim Bonus”. In addition a medical–check will be offered free, at the end of four consecutive “No–Claim” block or period.

An individual maybe insured for a sum of Rs. 15,000/– to Rs. 300,000/– or more. The premium is valid for the insured period of one year only. This may vary as per the age factor, for example, the premium for an insured amount of Rs. 15,000/– may vary from Rs. 175/– to Rs. 330/– depending on the age group i.e 45 years to 75 years. The other factor that is also variable is the limit for domiciliary hospitalization. i.e Rs. 3000/– to Rs. 45,000/– depending on the amount of the sum insured.

For further information please contact:
The New India Assurance Co Ltd.
Sharda Centre, 2nd Floor.
Behind Nalstop, Off Karve Road,
Pune 411004.
(Or any of their Branch Offices)
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